By Eric Liew Properties One of the most common questions I get from buyers: “Eric, with my salary, how much house can I afford?” Good question 👍Before choosing the unit, we must first check your affordability. ✅ 2026 Safe Affordability Rule (Malaysia) Most banks in Malaysia calculate based on: Debt Service Ratio (DSR): Usually 60%–70% (depends on bank & income level) Recommended safe commitment for house: Around 30%–35% of your gross income 💡 My advice: Don’t max out. Leave
