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By Eric Liew Properties One of the most common questions I get from buyers: “Eric, with my salary, how much house can I afford?” Good question 👍Before choosing the unit, we must first check your affordability. ✅ 2026 Safe Affordability Rule (Malaysia) Most banks in Malaysia calculate based on: Debt Service Ratio (DSR):  Usually 60%–70% (depends on bank & income level) Recommended safe commitment for house:  Around 30%–35% of your gross income 💡 My advice: Don’t max out. Lea

When it comes to owning property, one of the biggest questions buyers face is this: Should you buy a second-hand house, or invest in a brand-new one? Both options have their advantages — and their hidden costs. Let’s break down the pros and cons  of each to help you make a smarter, long-term decision. 🏚️ Second-Hand House (Subsale Property) ✅ Pros Lower Price, Better Negotiation Power Subsale homes are usually more affordable  than new launches in the same area. You can ofte

When it comes to buying property in Kuching, Sarawakians have a very clear preference: landed homes. Unlike in West Malaysia’s major...

Had a chat with a friend this morning — they’re planning to buy a RM500,000 apartment with me and wanted my honest opinion. Of course,...